by Nick Money | Nov 30, 2018 | News & Updates, Research Publications
Back in September 2018 we circulated this short report to our members, and for several it has already been a valuable input to the development of their own lending strategies. The paper summarises survey and focus group data from two large credit unions on the member...
by Nick Money | Jun 14, 2018 | News & Updates, Research Publications
Over the past 40 years home mortgages have grown to represent about half of credit union lending in the States. This paper was developed in the belief that the US experience would provide useful insights to credit unions over here that are looking to expand into the...
by Nick Money | Jun 1, 2018 | Uncategorized
This project is a ‘think / do’ paper on revolving credit as an opportunity for credit unions in Ireland and Great Britain. Revolving lines of credit are a core service of credit unions in other countries, notably Australia, Canada and the USA. This paper identifies...
by Nick Money | Dec 20, 2017 | News & Updates, Research Publications
Our first publication was a review of the business model for credit unions in Ireland, and the case for change. The key messages are that: the objective evidence demonstrates the case for change to the existing business model, international examples show an expansion...