Open Banking: an introductory guide for Credit Unions


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Marloes Nicholls presented a summary of this paper to attendees at our Manchester conference in January 2020. Marloes’ intention is that “this guide supports more people to understand Open Banking, and the opportunities and risks it presents for credit unions and their members.”


Open Banking presents clear opportunities – and also risks – for credit unions, and this paper provides a guide to its implications.

Swoboda and Marloes would be keen to hear the experiences of other credit unions with Open Banking, and any other feedback in relation to the paper – contact Nick at Swoboda via or Marloes directly via