The first paper from the Swoboda Reflections Series is from Caroline Domanski MBE, CEO at No1 CopperPot Credit Union, the largest police credit union in Britain. In this report, Caroline describes and analyses her experience of developing a risk management framework for the credit union. This is not presented as the last word on risk management, and it is not a manual or a guide. It is presented as Caroline and CopperPot’s learning in the management of risk in a large and busy credit union.

If you are a credit union manager or director, or a supplier to credit unions, with an idea for a Reflections paper, please contact Dr Paul A Jones, Director of Research (

Download the report here or click on the image.