Research Publications | Swoboda Research Centre

Credit unions and gambling: a practical guide to support members

by Nick Money | Jul 20, 2022 | Featured, News & Updates, Research, Research Publications

Many credit unions, particularly those in Britain using open banking, are seeing increasing signs of problem gambling in the expenditure patterns of members applying for loans. Up to 1.2 million adults in the UK are classified as ‘problem gamblers’ and in Ireland over...

Social Value Reporting and Credit Union Legitimacy

by Nick Money | Apr 21, 2022 | Featured, News & Updates, Research Publications

The latest paper from Swoboda is now available. It is written by our 2021 Credit Union Research Prizewinners, Professor Martin Quinn (Queens University Belfast), Dr Peter Cleary (University College Cork) and Dr Martijn van der Steen (University of Groningen). The...

Where the financial system works against credit unions

by Nick Money | Feb 23, 2022 | Featured, News & Updates, Research, Research Publications

Swoboda is excited to publish a new report from Ismail Ertürk, of the Alliance Manchester Business School, on how credit unions are made vulnerable by the way the financial system is managed by policymakers and regulators. Ismail’s detailed and challenging...

New! Maximising member savings: success, opportunity or threat?

by Nick Money | Nov 8, 2021 | Featured, News & Updates, Research Publications

The first object of credit unions noted in Irish and British legislation is the “promotion of thrift among its members by the accumulation of their savings”. For it is through saving and the building of assets, rather than through borrowing, that members achieve...

Effective CEOs: What Sets Them Apart?

by Nick Money | Aug 24, 2021 | Featured, News & Updates, Research Publications

Another new report from CFCFE: Effective CEOs: What Sets Them Apart?. “At a credit union, an effective CEO can mean the difference between flourishing – achieving the goals of member service and financial performance or foundering – at best,...

SME Lending and Irish Credit Unions

by Nick Money | Jul 28, 2021 | Featured, News & Updates, Research Publications

Download the new paper from CFCFE: The Opportunity for Irish Credit Unions in SME Lending. In a world still recovering from the financial crisis of the last decade and the health crisis of the last 18 months, credit unions face two challenges in building their SME...