by Nick Money | Aug 1, 2023 | Featured, News & Updates, Research Publications
Swoboda is delighted to release its latest report, Small Loans: credit unions best kept secret? An analysis of the economics and opportunity for credit unions serving the small loans market in Ireland. Introduced by Dr Olive McCarthy, Director of the Centre for...
by Nick Money | Jun 23, 2023 | Featured, News & Updates, Research Publications
‘ESG’ (Environmental, Social and Governance indicators) is a hot topic in the private business world, including banking, and in the US has even become a contested issue (Forbes magazine here, or FT here (paywall)). It should be axiomatic that credit unions are...
by Nick Money | Jun 2, 2023 | Featured, News & Updates, Research Publications
Swoboda is delighted to have supported David Harris and Tia Warbrick at Pennine Community Credit Union (PCCU), in Lancashire, GB, to co-author an in-depth study of one of British credit unions’ most popular products in recent years, the child-benefit-linked...
by Nick Money | Mar 7, 2023 | Featured, News & Updates, Research Publications
Swoboda was delighted to collaborate on a project led by the Financial Inclusion Centre to examine credit union deduction lending and its benefits for low income borrowers in Britain – where repayments are automatically taken at source from either salary...
by Nick Money | Jan 24, 2023 | Featured, News & Updates, Research Publications
After publication in November of the Managing Loan Declines: A Best Practice Manual, based on research by Coventry University and Swoboda Research Centre and funded by Fair4All Finance, we held a very well-attended webinar in January where the authors of the manual...
by Nick Money | Nov 14, 2022 | Featured, News & Updates, Research Publications
Access to credit is is a vital pat of many people’s financial management, especially in difficult economic times. But especially in such times, affordability and credit records come under further pressure and loan applications may be unsuccessful. At best, a...