Research | Swoboda Research Centre

Deduction Lending: Does it add up for low income borrowers?

by Nick Money | Mar 7, 2023 | Featured, News & Updates, Research Publications

Swoboda was delighted to collaborate on a project led by the Financial Inclusion Centre to examine credit union deduction lending and its benefits for low income borrowers in Britain – where repayments are automatically taken at source from either salary...

Making a statement on sustainability

by Nick Money | Feb 13, 2023 | Featured, News & Updates, Research

We are all aware that it has become critical for individuals and organisations to play a part in the global fight against climate change. The pressure will only increase on credit unions to take profound, strategic decisions in the coming years regarding their...

Templates to help manage loan declines positively

by Nick Money | Jan 24, 2023 | Featured, News & Updates, Research Publications

After publication in November of the Managing Loan Declines: A Best Practice Manual, based on research by Coventry University and Swoboda Research Centre and funded by Fair4All Finance, we held a very well-attended webinar in January where the authors of the manual...

Reflections: A Different Future for British Credit Unions

by Nick Money | Dec 14, 2022 | Featured, News & Updates, Reflections Series

British Credit Unions: A Different Future Our Reflections series provides a platform for practitioners to share their experience, insights and ideas with the credit union movement and its stakeholders. In this new paper, Jonathan Moore, formerly CEO of Stockport...

New report: Managing Loan Declines

by Nick Money | Nov 14, 2022 | Featured, News & Updates, Research Publications

Access to credit is is a vital pat of many people’s financial management, especially in difficult economic times. But especially in such times, affordability and credit records come under further pressure and loan applications may be unsuccessful. At best, a...

2022 Research Prizewinners Announced!

by Nick Money | Oct 24, 2022 | Featured, News & Updates, Swoboda Credit Union Research Prize

UCC to work with Swoboda to develop credit union pathways to net zero The world is facing a climate and biodiversity emergency and all financial institutions, including credit unions, have a role to play in tacking climate change and achieving net zero emissions. The...